Key Personnel Planning

Risk Management

As a business owner, you live with risk. That's the nature of business. You take on risk when you borrow money to expand, launch a new product or service, hire a new employee, and extend credit to a customer. There are dozens of risks in business...and few guarantees. Successful business owners, therefore, work to minimize risk, so they can focus on meeting their objectives.

How do you protect the value of key employees to your business. Reduce the risk that a loan might default if something happened to you. Most of all, reduce the risk that your business and your family would suffer financially from the loss of a key employee.

Insurance Solutions

Life insurance and disability insurance are risk management tools. If your company invested in new facilities or new vehicles, you would insure their value against the danger of theft, fire and accident. What about your key sales, executives, or senior staff?